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INSURANCE UNDERWRITER / SALARY
Average Salary - Insurance Underwriter / United States UNITED STATES


SALARY SURVEYS

54

UPDATED
July 2024
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AVERAGE SALARY / YEAR MOST TYPICAL SALARY / YEAR
Gross income
Net (after tax)

$82,812 USD

£65,451 GBP
New York City

$80,750 USD

$52,000 USD

£41,098 GBP
Including "New York City"
Excluding "New York City"

Average Salary / Insurance Underwriter / United States

Average salary for Insurance Underwriter / United States is $82,812 USD per year. The most typical earning is $52,000 USD. All data are based on 54 salary surveys. Salaries are different between men and women. Men receive an average salary of $97,000 USD. Women receive a salary of $67,200 USD.

Based on education, the highest salaries receive people with Masters Degree with salary of $98,100 USD. The second most paid education level is Some College with salary of $96,200 USD.

Different experiences affect earning as well. People with 16-20 Years of experience receive salary of $158,400 USD. Employees with 20+ Years of experience receive $109,600 USD.

Levels / Insurance Underwriter / United States (Gross USD)

Salary Levels (USD) per Year Surveys [%]
$10,000 USD - $14,999 USD
0 n/a
$15,000 USD - $19,999 USD
0 n/a
$20,000 USD - $24,999 USD
0 n/a
$25,000 USD - $29,999 USD
0 n/a
$30,000 USD - $34,999 USD
2 100%
3.7%
$35,000 USD - $39,999 USD
4 96.3%
7.41%
$40,000 USD - $44,999 USD
3 88.89%
5.56%
$45,000 USD - $49,999 USD
5 83.33%
9.26%
THE MOST TYPICAL SALARY
$50,000 USD - $54,999 USD
6 74.07%
11.11%
$55,000 USD - $59,999 USD
2 62.96%
3.7%
$60,000 USD - $64,999 USD
3 59.26%
5.56%
$65,000 USD - $69,999 USD
5 53.7%
9.26%
$70,000 USD - $74,999 USD
1 44.44%
1.85%
$75,000 USD - $79,999 USD
3 42.59%
5.56%
$80,000 USD - $84,999 USD
1 37.04%
1.85%
$85,000 USD - $89,999 USD
1 35.19%
1.85%
$90,000 USD - $94,999 USD
2 33.33%
3.7%
$95,000 USD - $99,999 USD
1 29.63%
1.85%
$100,000 USD - $104,999 USD
1 27.78%
1.85%
$105,000 USD - $109,999 USD
1 25.93%
1.85%
$110,000 USD - $114,999 USD
0 n/a
$115,000 USD - $119,999 USD
1 24.07%
1.85%
$120,000 USD - $124,999 USD
0 n/a
$125,000 USD - $129,999 USD
4 22.22%
7.41%
$130,000 USD - $134,999 USD
1 14.81%
1.85%
$135,000 USD - $139,999 USD
1 12.96%
1.85%
$140,000 USD - $144,999 USD
1 11.11%
1.85%
$145,000 USD - $149,999 USD
0 n/a
HIGH SALARIES
$150,000 USD - $159,999 USD
2 9.26%
3.7%
$160,000 USD - $169,999 USD
1 5.56%
1.85%
$170,000 USD - $179,999 USD
0 n/a
$180,000 USD - $189,999 USD
0 n/a
$190,000 USD - $199,999 USD
0 n/a
$200,000 USD - $209,999 USD
0 n/a
$210,000 USD - $219,999 USD
0 n/a
$220,000 USD - $229,999 USD
1 3.7%
1.85%
$230,000 USD - $239,999 USD
0 n/a
$240,000 USD - $249,999 USD
0 n/a
$250,000 USD - $349,999 USD
1 1.85%
1.85%

Gender / Insurance Underwriter / United States (Gross USD)

# Surveys AVERAGE SALARY / YEAR
1 Men 27 $97,000 USD
2 Women 13 $67,200 USD

Education / Insurance Underwriter / United States (Gross USD)

# Surveys AVERAGE SALARY / YEAR
1 Masters Degree 10 $98,100 USD
2 Some College 5 $96,200 USD
3 Bachelors Degree 36 $79,400 USD
4 High School 3 $50,300 USD

Experience / Insurance Underwriter / United States (Gross USD)

# Surveys AVERAGE SALARY / YEAR
1 16-20 Years 4 $158,400 USD
2 20+ Years 14 $109,600 USD
3 8-12 Years 13 $74,500 USD
4 12-16 Years 3 $70,700 USD
5 2-4 Years 1 $67,000 USD
6 4-8 Years 10 $66,900 USD
7 0-1 Year 6 $45,800 USD
8 1-2 Years 3 $37,300 USD

Age / Insurance Underwriter / United States (Gross USD)

# Surveys AVERAGE SALARY / YEAR
1 51-55 3 $166,700 USD
2 41-45 7 $127,300 USD
3 71-75 1 $125,000 USD
4 46-50 3 $96,300 USD
5 31-35 5 $89,800 USD
6 n/a 14 $70,000 USD
7 36-40 6 $66,500 USD
8 26-30 8 $62,000 USD
9 56-60 5 $53,100 USD
10 21-25 2 $38,800 USD

Work Type / Insurance Underwriter / United States (Gross USD)

# Surveys AVERAGE SALARY / YEAR
1 Part Time 1 $125,000 USD
2 Permanent 53 $82,000 USD

States / Insurance Underwriter / United States (Gross USD)

# Surveys AVERAGE SALARY / YEAR
1 North Carolina 1 $300,000 USD
2 Rhode Island 1 $160,000 USD
3 Connecticut 1 $144,000 USD
4 Massachusetts 3 $114,300 USD
5 New Jersey 1 $105,000 USD
6 Texas 9 $102,600 USD
7 Wisconsin 2 $93,000 USD
8 Florida 1 $90,000 USD
9 Nebraska 2 $87,500 USD
10 Oklahoma 1 $79,000 USD
11 California 3 $75,700 USD
12 New York State 5 $72,800 USD
13 Georgia 5 $63,000 USD
14 Ohio 2 $58,300 USD
15 Oregon 3 $58,000 USD
16 Maryland 1 $58,000 USD
17 Arizona 3 $55,000 USD
18 Minnesota 2 $50,000 USD
19 Washington State 1 $50,000 USD
20 Illinois 2 $48,900 USD
21 Iowa 1 $46,000 USD
22 Virginia 1 $45,000 USD
23 Kentucky 1 $38,000 USD
24 Indiana 1 $35,000 USD

Cities / Insurance Underwriter / United States (Gross USD)

# Surveys AVERAGE SALARY / YEAR
1 Charlotte 1 $300,000 USD
2 Providence 1 $160,000 USD
3 Hartford 1 $144,000 USD
4 --Other-- 1 $135,000 USD
5 Dallas 7 $119,600 USD
6 Milwaukee 1 $119,000 USD
7 Boston 3 $114,300 USD
8 Newark 1 $105,000 USD
9 Tampa 1 $90,000 USD
10 Omaha 2 $87,500 USD
11 Los Angeles 2 $83,500 USD
12 New York City 4 $80,800 USD
13 Oklahoma City 1 $79,000 USD
14 Madison 1 $67,000 USD
15 Phoenix 2 $66,000 USD
16 Cleveland 1 $65,500 USD
17 Atlanta 5 $63,000 USD
18 St. Paul 1 $60,000 USD
19 San Francisco 1 $60,000 USD
20 Portland, Oregon 3 $58,000 USD
21 Baltimore 1 $58,000 USD
22 San Antonio 1 $54,500 USD
23 Cincinnati 1 $51,000 USD
24 Seattle 1 $50,000 USD
25 Chicago 2 $48,900 USD
26 Des Moines 1 $46,000 USD
27 Virginia Beach 1 $45,000 USD
28 Buffalo, United States 1 $41,000 USD
29 Minneapolis 1 $40,000 USD
30 Louisville 1 $38,000 USD
31 Indianapolis 1 $35,000 USD
32 Tucson 1 $33,000 USD
33 Houston 1 $32,000 USD

People's individual salary examples (surveys)

9/9  Senior Underwriter (Man)
Posted 13 December 2020

What I do?

"CPCU, ARM, AU; handle large property accounts. train new underwriters in my unit. Assist other underwriters with property questions."

City Education Experience Knowledge Gross salary / year
Dallas Bachelors Degree 20+ Years n/a $150,000 USD

8/9  Reinsurance (Man)
Posted 23 March 2020

What I do?

"Ceded and Assumed reinsurance underwriter."

City Education Experience Knowledge Gross salary / year
Charlotte Bachelors Degree 16-20 Years n/a $300,000 USD

7/9  Senior Vice President (Man)
Posted 17 April 2019

What I do?

"Responsible for P&L of countrywide book of insurance. Staff management, key client relations."

City Education Experience Knowledge Gross salary / year
Dallas Some College 20+ Years n/a $225,000 USD

6/9  Sales Support Coordinator (Man)
Posted 08 March 2019

What I do?

"I am responsible for quality control and sales support for call center of licensed insurance agents."

City Education Experience Knowledge Gross salary / year
Houston Bachelors Degree 12-16 Years n/a $32,000 USD

5/9  Underwriting Manager (Woman)
Posted 08 January 2019

What I do?

"Supervise a team of underwriters evaluate new business & renewal submissions."

City Education Experience Knowledge Gross salary / year
Dallas Masters Degree 12-16 Years n/a $90,000 USD

4/9  Senior (Woman)
Posted 18 December 2018

What I do?

"Senior level high risk insurance."

City Education Experience Knowledge Gross salary / year
Omaha Masters Degree 4-8 Years n/a $80,000 USD

3/9  Transportation (Man)
Posted 12 September 2018

What I do?

"Production Transportation Underwriter."

City Education Experience Knowledge Gross salary / year
Atlanta Bachelors Degree 20+ Years n/a $130,000 USD

2/9  Middle Market Underwriter (Woman)
Posted 27 August 2018

What I do?

"Review new Business, renewals and endorsements for processing and issue. Assist agencies with questions and concerns."

City Education Experience Knowledge Gross salary / year
Cincinnati Bachelors Degree 4-8 Years n/a $51,000 USD

1/9  Manager (Man)
Posted 11 February 2018

What I do?

"P&C Management. 10 Direct reports. $38 Mil territory."

City Education Experience Knowledge Gross salary / year
Omaha Bachelors Degree 8-12 Years n/a $95,000 USD


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